[Solved] Writing covered call options is more risky than writing naked call options. IQ Score: A measure of a person's intellectual abilities in relation to an average score for a large population, usually determined by an intelligence test. Health Effects: The consequences or impacts of a specific behavior, lifestyle, condition, or intervention on physical and mental well-being. Lifestyle Factors: Refers to personal habits or behaviors related to the way a person lives, which can affect health and well-being. Creative Intelligence: An aspect of intelligence that involves the ability to deal with new situations using past experiences and current skills.