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Availability bias-using only the information easily available.For example,because of the efforts of interest groups or celebrities,more news coverage may be given to AIDS or to breast cancer than to heart disease,leading people to think the former are the bigger killers when in fact the latter is.
Factoring
Financing method where a firm sells its accounts receivables, usually to a specialized financing company, at a discount to their full value.
Receivables
Payments due from clients to a business for the delivery of goods or services that have not yet been compensated.
Collateral
An asset or property that a borrower offers to a lender as security for a loan, which the lender can seize if the borrower fails to make required payments.
Installment Loan
A loan that is repaid over time with a set number of scheduled payments.
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