Chua Chang & Wu Inc.is planning its operations for next year,and the CEO wants you to forecast the firm's additional funds needed (AFN) .Data for use in your forecast are shown below.Based on the AFN equation,what is the AFN for the coming year? 
Definitions:
Merchants
Individuals or entities involved in the wholesale or retail purchase and sale of goods, often specialized in a particular trade or business.
Standardized Forms
Pre-designed documents with uniform format and content used across various transactions or processes for efficiency and consistency.
Materially Alter
In contract law, it refers to a change that significantly affects the rights or obligations of the parties involved.
Acceptance
The act of agreeing to the terms of an offer, forming the basis of a contract.
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