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Three ways that savings can be transferred through the financial markets include all of the following except:
Cultural Beliefs
The shared values, norms, and practices that characterize a group of people or society, influencing their behaviors and perceptions.
Empathy
The ability to understand and share the feelings of another person, fostering a sense of connection and understanding.
Clarifying Expectations
The process of discussing and agreeing on the specific outcomes, behaviors, and conditions expected from a task or relationship.
Internet of Things
A network of physical objects embedded with sensors, software, and other technologies to connect and exchange data with other devices and systems over the internet.
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