A manufacturer of paint has two factories located in France and Spain and due to economic conditions must close one of them. The factory productivity data is as follows: 
Definitions:
Semiannual Deposits
Semiannual deposits refer to money deposits made twice a year into a financial account or investment.
Compound Interest
Interest that is computed on both the initial principal amount and the interest that has been added to that principal from past periods of a deposit or loan.
Annual Rate
The interest rate for a period of one year, often used to compare the annual interest between different investments or loans.
Equal Annual Amounts
A term generally used in loan repayments or amortization schedules where payments are made in consistent amounts over the term of the loan.
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