The substance formed in the following reaction is called: 
Definitions:
Net Present Value
A method used in finance to calculate the value of a series of future cash flows by converting them into one lump sum present value.
Net 30 Credit Policy
A Net 30 credit policy is a payment term that allows customers to pay the full invoice amount within 30 days after the invoice date.
Monthly Interest Rate
The Monthly Interest Rate is the percentage of interest that is charged or earned on an amount of money over a month.
Variable Cost
Costs that vary directly with the level of production or volume of output, such as raw materials and direct labor expenses.
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