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The program expense ratio is calculated as follows:
Self-actualization
The realization or fulfillment of one's talents and potentialities, considered as a drive or need present in everyone.
Growth Needs
Refers to psychological or emotional requirements for personal development, often relating to self-actualization and the fulfillment of one's potential.
Cognitive Needs
The mental requirements necessary for an individual’s growth and development, involving the ability to process information, reason, remember, and relate.
Cardiac Rehabilitation
A medically supervised program designed to improve cardiovascular health for patients after a heart attack, heart failure, angioplasty, or heart surgery.
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