Ben's Health Coverage Charges a Low ($15)deductible Each Time He

question 46

Multiple Choice

Ben's health coverage charges a low ($15) deductible each time he visits the doctor or hospital.Other than the low per-service deductible,there is very little cost sharing.However,Ben must go to the health care providers listed by the provider of the health coverage.If he goes to a provider that is not on the list,there is very little coverage.Which of the following types of entity most likely provides Abe's health coverage?

• A) HMO
• B) Blue Cross/Blue Shield association
• C) commercial insurer (major medical)
• D) PPO
• E) fee-for-service indemnity plan

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Definitions:

Total Investment

The total amount of money spent on acquiring or improving productive assets or investments over a period.

Market Interest Rates

The prevailing rates at which borrowers can obtain loans and lenders can invest in the financial markets.

Expected Rates Of Return

Expected rates of return refer to the anticipated profit or loss from an investment, often based on historical data and analysis of future potentials.

Interest Rate

The percentage of a sum of money charged for its use, typically expressed on an annual basis.