A "Coordination of Benefits" Provision in a Health Insurance Policy

question 72

Multiple Choice

A "coordination of benefits" provision in a health insurance policy provides which of the following benefits?

• A) Allows the policy holder to be double-covered for the same loss.
• B) Provides broader coverage than a policy without such provision.
• C) Often results in lower cost insurance premiums.
• D) Drops pre-existing conditions clauses from a policy.
• E) All of the above

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Definitions:

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The power or right to act, speak, or think as one wants without hindrance or restraint; also involves the absence of subjugation to foreign domination or despotic government.

DDT

Dichlorodiphenyltrichloroethane, a synthetic pesticide that was widely used after World War II but later banned due to its harmful environmental effects.

Chemical Companies

Organizations involved in the production and business of chemicals and chemical products, which play a vital role in numerous sectors of the economy, including manufacturing, pharmaceuticals, and agriculture.

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The process by which a central system of power dominates the surrounding land and its components, often involving the settling of its population in a new area.