Which of the Following Changes Would Tend to Increase the Premium

question 140

Multiple Choice

Which of the following changes would tend to increase the premium on a disability policy:

• A) a shorter elimination period
• B) use of "any occupation" definition of disability instead of "own occupation to which one is reasonably suited."
• C) decreasing the benefit level from 50% to 66% of prior earnings.
• D) decreasing the payment period from until age 65 to a maximum of 2 years.
• E) none of the above would tend to increase the premium.

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Definitions:

Query Design View

A visual interface in database systems that allows users to create or modify queries through a graphical representation of tables and the relationships between them.

Form Design View

A feature in database and application software that allows users to visually create and customize the layout of a form.

Vertical Ruler

A tool in word processing and graphic design applications that helps users align text, graphics, tables, and other elements.

Selection Button

A user interface element, such as a radio button or checkbox, that allows users to make choices or selections.