A Disadvantage of Whole Life Policies Is That

question 27

Multiple Choice

A disadvantage of whole life policies is that

• A) the premiums are not predictable.
• B) they are much more expensive than term policies.
• C) the face value of the policy can change over time.
• D) the cash value is frozen and not available to policyholders.

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Definitions:

Behavioural Treatment

A range of therapeutic interventions and techniques focused on modifying problematic behaviors and developing positive ones.

Group Therapy

A form of psychotherapy involving one or more therapists working with several people at the same time, often used for sharing experiences and learning from others in a supportive environment.

Family Therapy

A form of psychotherapy that aims to address psychological problems by focusing on the family system and its dynamics rather than on individual members alone.

Individual Therapy

A form of psychotherapy where treatment is provided on a one-to-one basis, focusing on the individual's specific challenges.