Low Cost Life Insurance, Often Available Without a Physical Exam

question 54

Multiple Choice

Low cost life insurance, often available without a physical exam, is generally offered by

• A) Internet insurance companies.
• B) mutual insurance companies.
• C) employer-sponsored group insurance plans.
• D) independent insurance agents.

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Definitions:

Piloerection

The involuntary erection or bristling of hairs on the skin, often caused by cold, fear, or emotional stimuli; also known as goosebumps.

Rorschach Inkblot

A psychological test in which subjects' perceptions of inkblots are recorded and then analyzed using psychological interpretation or complex algorithms.

MMPI

The Minnesota Multiphasic Personality Inventory, a comprehensive psychological testing instrument.

Ethnic Minorities

Groups within a larger community distinguished by racial, national, linguistic, or cultural heritage, often holding a smaller percentage of the population.