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All other things being equal,which of the following people would have the lowest insurance rates?
Superior Skill
Exceptional ability or expertise in a particular activity or field, often surpassing average standards.
Conflict Resolution
The process of identifying, addressing, and resolving disputes in a manner that is satisfactory to all parties involved.
Substantive Causes
The underlying or significant reasons that contribute directly to an event, result, or situation.
Collaboration
Working together with others towards a common goal, involving shared ideas, resources, and responsibilities.
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