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The loan contract identifies all of the following, except
Shy Individualist
An individual who prioritizes personal independence and self-reliance but tends to be reserved or introverted in social situations.
Upward Social Comparisons
The process of comparing oneself with others who are perceived to be better off or more successful, often influencing self-esteem.
Downward Social Comparisons
A self-evaluation tactic where individuals compare themselves to others who are less competent or in a worse situation, often to feel better about themselves.
Self-Esteem
An individual's subjective evaluation of their own worth or value.
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