Over the Life of a Loan, the Payment to Principal

question 25

Multiple Choice

Over the life of a loan, the payment to principal ________ and the portion to interest expense ________.

• A) increases; increases
• B) decreases; increases
• C) increases; decreases
• D) decreases; decreases

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Definitions:

Appoint Judges

The process by which individuals are assigned or selected to hold judicial positions, often involving nomination by a governmental executive and confirmation by a legislative body or a judicial council.

Standards of Proof

The levels of evidence needed to prove a fact in legal proceedings, varying by type of case (e.g., "beyond a reasonable doubt" in criminal cases).

Civil Trial

A judicial process for resolving disputes between individuals, organizations, or between the two, relating to rights, property, and contracts, excluding criminal matters.

Criminal Trial

A legal process in which an individual accused of a crime is tried in a court, judged by a jury or judge, and determined to be either guilty or not guilty.