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For Creating Credit Scores,credit Bureaus Rely on a Model Created

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For creating credit scores,credit bureaus rely on a model created by the Fair Isaac Corporation.


Definitions:

Deviant

Behavior or actions that deviate from societal norms or expectations, which can be seen as unusual or nonconforming.

Maladaptive

Behaviors or thoughts that may provide short-term benefits but ultimately hinder a person's ability to adapt and function healthily in daily life.

Prognosis

A forecast or prediction about the likely outcome or course of a disease or condition based on current medical knowledge and the patient's health status.

Etiology

The study of the causes or origins of diseases or disorders, including factors contributing to the development of a condition.

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