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The time value of money can be applied to all of the following except
Innate Goodness
The philosophical belief that humans are born inherently good, with an innate sense of morality and virtue.
Humanism
An approach in psychology that emphasizes empathy and stresses the good in human behavior.
Mental Processes
Internal cognitive operations that enable consciousness, perception, thinking, judgement, and memory, allowing humans to interpret and interact with the world around them.
Cognitive Perspective
A psychological approach that focuses on the mental processes involved in knowing, including thinking, memory, problem-solving, and language.
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