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Formic acid is the active agent in an ant bite. What is the ratio of base/acid for formic acid (pKa 3.9) in the blood stream at pH 7.4?
Consumer Credit Contracts
Agreements between borrowers and lenders where the former receives certain amount of credit from the latter for purchasing goods or services.
Claims and Defenses
Legal terms referring to the assertions made by a plaintiff to seek relief and the arguments put forth by a defendant to counter such claims.
FTC's Shelter Provision
A regulation by the Federal Trade Commission providing certain protections to consumers against debt collection practices.
Real Defenses
Legitimate legal defenses that can be used to nullify a contract or claim, regardless of its apparent validity.
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