Use the Following Information to Answer the Question(s)below

question 48

Multiple Choice

Use the following information to answer the question(s) below.
You are a risk manager for Security First Trust Savings and Loan (SFTSL) .SFTSL's balance sheet is as follows (in millions of dollars) : The duration of the auto loans is three years and the duration of the mortgages is eight years.Both cash reserves and checking and savings have zero duration.The CDs have a duration of two years and the long-term financing has a ten-year duration.
-Because of a new program called Kash for Klunkers,SFTSL experiences a rash of auto loan prepayments,reducing the size of the auto loan portfolio from $200 million to $100 million and increasing the cash reserves to $200 million.After these prepayments,the duration of SFTSL's equity is closest to:

• A)6 years.
• B)8 years.
• C)10 years.
• D)14 years.

Understand the importance and benefits of studying human diversity.

Describe the key controversies in human development and propose solutions.

Understand the concepts of operant conditioning and its application in improving outcomes.

Understand the purpose and practice of naturalistic observation and case studies in research.

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Definitions:

Excited Insanity

A state of extreme mental agitation and hyperactivity often leading to irrational or dangerous behavior, sometimes seen in psychiatric emergencies.

Ancient Chinese Medicine

A healing system developed over thousands of years in China involving practices such as acupuncture, herbal medicine, and massage.

Positive Force

An influence or factor that contributes to the positive development or well-being of individuals or communities.

Rational Mind

The aspect of human cognition that involves logical thinking, reasoning, and decision making.