What Are the Two Largest Factors in Determining a Credit

question 16

Multiple Choice

What are the two largest factors in determining a credit score?

• A)Length of credit history and types of credit
• B)History of timely payments and length of credit history
• C)How much you owe in relation to your available credit and types of credit
• D)How much you owe in relation to your available credit and history of timely payments

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Definitions:

Self-Concept

An individual's perception of their own identity and personal attributes, including beliefs, feelings, and thoughts about oneself.

Social Environment

The immediate physical and social setting in which people live or in which something happens or develops.

Outward Behavior

The observable actions or reactions of an individual in response to external or internal stimuli.

Self-Concepts

Describes an individual's perception and assessment of themselves, encompassing self-image, self-esteem, and the roles they identify with.