[Solved] Credit scoring models are used by lenders to determine: A)the best discount to offer each customer. B)the appropriate price to charge each customer. C)the optimal debt-equity ratio for the firm. D)a borrower's credit risk. E)the percentage of their loan that will be repaid in a bankruptcy. Threats: Expressions of intent to cause harm or damage, creating a sense of fear or danger. Force: Force is a physical quantity that can cause an object with mass to change its velocity, including to begin moving from a state of rest. Paraphilias: Unusual or atypical sexual preferences or behaviors that are beyond the norm of typical erotic activities. Paraphilic Disorders: Psychological disorders characterized by intense sexual fantasies, urges, or behaviors involving non-normative targets, situations, or activities that cause distress or impairment.