Complete the following reaction and provide a detailed, step-by-step mechanism for the process. 
Definitions:
ROG
Depending on context, can refer to Receipt of Goods, indicating the time when goods are received and payment obligations begin.
Outstanding Balance
The amount of debt, or loan, that has not yet been repaid. It can change daily due to interest and payments.
Invoice
A detailed bill showing goods sold or services provided, along with the amounts due for payment.
Payment
The transfer of money, goods, or services in exchange for a product, service, or to fulfill a legal obligation such as a debt.
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