Give the best product for the following reaction. 
Definitions:
Market Rate
The prevailing interest rate available in the marketplace, often influenced by factors like central bank rates, inflation, and the demand for and supply of credit.
ITQs
Individual Transferable Quotas, a type of fishing management tool allocating certain catch limits to fishermen or companies.
Pacific Halibut
A species of flatfish found in the North Pacific Ocean, valued for its commercial and recreational fishing industries.
Market Price
The price of a good or service determined by supply and demand dynamics within a competitive marketplace.
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