Give the product for the following reaction. 
Definitions:
Present Value Amount
The current value of a future sum of money or stream of cash flows given a specified rate of return, important in discounting and investment decisions.
Rate of Earnings
A measure of profitability that indicates how much profits a company generates from its operations.
Present Value Factor
A factor used to calculate the present value of a future amount of money or stream of payments, considering a specific interest rate.
Rate of Return
The gain or loss of an investment over a specified period, expressed as a percentage of the investment’s cost.
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