Examlex
The front-end ratio compares the total annual expenditures for housing to the loan applicant's gross annual income.
Social Clock
A cultural timeline that prescribes the age by which individuals are expected to achieve certain life milestones, such as marriage, parenthood, and retirement.
Grief
An intense emotional suffering caused by loss, especially of a loved one, characterized by feelings of sadness, longing, and despair.
Divorce Rate
A statistical measure representing the number of divorces occurring among a population within a given time period.
Western Countries
Refers to nations primarily located in the Western hemisphere, often associated with advanced economies, democratic governance, and a cultural heritage rooted in European traditions.
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