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If Your Credit Card Is Lost or Stolen or If

question 9

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If your credit card is lost or stolen or if you ever suspect fraudulent use of an account,you should contact each of the three national credit bureaus and have a "high-risk account holder" designation put on your file.


Definitions:

Fixed Rate

A constant interest rate for a loan or mortgage that remains unchanged for the entire term of the loan or for a set period.

Variable Rate

An interest rate that changes periodically over the lifetime of the loan based on an underlying benchmark or index.

Prime Rate

The interest rate that banks charge their most creditworthy customers, often used as a benchmark for other loans.

Risk Profile

An assessment of an entity's or individual's willingness to take risks, as well as the threats to which they are exposed.

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