[Solved] When an option writer does not own the asset,it is called a A)straddle. B)naked option. C)covered option. D)warrant. Health Care: A broad sector involving the diagnosis, treatment, and prevention of disease, illness, injury, and other physical and mental impairments in people, delivered by health professionals and allied health fields. Commercial Insurers: Private entities that provide a range of health insurance plans and policies to individuals and businesses, operating for profit. Actuarial: Pertaining to actuaries or the statistical and mathematical methods they use to calculate risk, especially in the insurance and finance industries. Community Risk: The potential for harm or adverse effects on a community due to external or internal variables.