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Some variable return life policies pay both the face amount and the accumulated cash value on the death of the insured party.
Observations
The act of noticing and noting something with instruments or the senses, often as part of a research process.
Theories
General principles or explanations about how various economic, social, or scientific phenomena operate.
Experiments
Controlled procedures carried out to investigate the effects of specific variables on a subject under study.
Assumptions
Premises or ideas accepted as true without proof, used as the basis for reasoning, discussion, or calculation.
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