If an Insured Falsely Claims to Be a Nonsmoker to Get

question 66

True/False

If an insured falsely claims to be a nonsmoker to get life insurance at a lower premium,the insurance company could deny a request for payment of the death benefit.

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Definitions:

Bulimia

An eating disorder characterized by cycles of binge eating followed by purging, through methods like vomiting or misuse of laxatives, to prevent weight gain.

Young Women

Female individuals who are in their late adolescence to early adulthood.

Mood Disorders

A category of mental disorders that primarily affect a person's emotional state, leading to periods of extreme happiness or sadness.

Stress-vulnerability Model

A theoretical model suggesting that individual vulnerability to stress can influence the likelihood of developing psychological disorders.