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Commercial Bank Reserves
Funds that commercial banks are required to hold in reserve against deposits, either as cash in their vaults or as deposits with the central bank.
Reserve Ratio
The portion of depositors' balances that banks must have on hand as cash, as required by central banking regulations.
Discount Rate
The interest rate charged to commercial banks and other financial institutions for the loans they take from the central bank or Federal Reserve.
Depository Institutions Deregulation
This involves removing or loosening government restrictions on banks and other financial institutions to allow for greater efficiency and competition.
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