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The risk structure of interest rates is
Monozygotic Twins
Twins that result from the division of a single fertilized egg, sharing all of their genetic material and typically having nearly identical appearances.
Dizygotic Twins
Also known as fraternal twins, they are two offspring that develop from separate eggs and are fertilized by separate sperm, making them genetically unique from each other.
Common Family Environment
The shared atmosphere, practices, and dynamics within a family that all members experience, influencing their development and behaviors.
Adopted Children
Children who have been legally taken into a family that is not their biological family, to be raised as a member of that family.
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