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(I) S&Ls' net worth ratio is about the same as that of commercial banks.
(II) Goodwill accounts for a majority of S&Ls' capital.
Biopsychosocial Model
A model proposing that behaviour is the result of the combined influence of biological, psychological, and social factors. Thus genetic endowment, neurological damage, and life experience (personal and social) all play a role in the emergence of behaviour.
Biomedical Model
A perspective in health that views diseases and disorders primarily as biological phenomena that can be explained, diagnosed, and treated through medical intervention.
George Engel
An American psychiatrist known for introducing the biopsychosocial model, which emphasizes the importance of considering biological, psychological, and social factors in health and illness.
Psychosomatic Medicine
A branch of medicine that deals with the interrelationship between psychological factors and physical wellbeing or illness.
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