A Borrower Who Qualifies for an FHA or VA Loan

question 55

Multiple Choice

A borrower who qualifies for an FHA or VA loan enjoys the advantage that

• A) the mortgage payment is much lower.
• B) only a very low or zero down payment is required.
• C) the cost of private mortgage insurance is lower.
• D) the government holds the lien on the property.

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Definitions:

Immediate Follow

This term may refer to the next event or action that occurs right after another in a sequence, but its specific context is necessary for a precise definition.

Escape Learning

Learning to perform a behavior because it prevents or terminates an aversive stimulus.

Avoidance Learning

A process by which an individual learns to prevent the occurrence of an unpleasant or harmful stimulus by taking specific actions.

Extinction Learning

A phenomenon in which a conditioned response decreases and eventually disappears as the conditioned stimulus is repeatedly presented without the unconditioned stimulus.