Which of the Following Was Not a Major Reason for the Savings

question 41

Multiple Choice

Which of the following was not a major reason for the savings institution crisis in the late 1980s?

• A)a large proportion of loan losses on real estate loans
• B)a large proportion of loan losses on loans by savings institutions to less-developed countries
• C)fraud
• D)illiquidity
• E)increased interest expenses

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Definitions:

Polygraph

A device used to measure and record physiological indicators such as heart rate, blood pressure, and skin conductivity while the subject answers questions, aiming to detect lies.

Textual Analysis

The method of analyzing and interpreting texts to understand their meanings, structure, and context.

Identity Theft

Consists of stealing someone’s personal information (e.g., Social Security number, bank account, credit card number) and using it without their permission, usually to obtain money or goods.

Antisocial Behaviors

Behaviors that are harmful or lack consideration for the well-being of others, often violating social norms or laws.