____ Is Not a Rating Criterion Used by the Federal

question 33

Multiple Choice

____ is not a rating criterion used by the Federal Deposit Insurance Corporation (FDIC) .

• A)Capital adequacy
• B)Off-balance sheet financing
• C)Asset quality
• D)Management
• E)Liquidity

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Definitions:

Prohibition

The legal act of prohibiting the manufacture, storage, transportation, and sale of alcohol which was in effect in the United States from 1920 to 1933.

Lax Enforcement

Lax enforcement refers to a situation where rules, laws, or regulations are not strictly applied or are inadequately followed by authorities.

Organized Crime

A category of transnational, national, or local groupings of highly centralized enterprises run by criminals who intend to engage in illegal activity, most commonly for profit.

Jazz

A music genre originating in the African-American communities of New Orleans, USA, in the late 19th and early 20th centuries, known for its distinctive rhythm, improvisation, and use of brass and woodwind instruments.