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____ risk is probably the least concern for savings institutions.
Net Basis
A method of reporting gains and losses by setting off related items directly against each other, resulting in a net figure.
Financial Liabilities
Obligations owed to another entity, typically involving the future transfer of cash, goods, or services.
Amortised Cost
The amount at which financial assets or liabilities are measured in the balance sheet after the deduction of principal payments and plus or minus the cumulative amortization of any difference between the initial amount recognized and the maturity amount.
Effective Interest Rate
The true cost of borrowing that includes all fees and compounding of interest, expressed as an annual rate.
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