If Interest Rates ____, Banks with ____ Duration Gaps Will

question 46

Multiple Choice

If interest rates ____, banks with ____ duration gaps will be ____ affected.

• A) rise; positive; positively
• B) rise; positive; adversely
• C) decrease; positive; adversely
• D) decrease; negative; positively
• E) none of the above

Recognize the importance of ethical decision-making in counseling and the steps involved.

Identify the ethical standards related to competence, informed consent, and assessment in counseling.

Understand the principles of beneficence, nonmaleficence, justice, and autonomy in ethical counseling practice.

Recognize the legal and ethical obligations of counselors in the selection and administration of assessments.

---

Definitions:

Investment

An asset or item acquired with the goal of generating income or appreciation.

Net Present Value

The difference between the present value of cash inflows and outflows over a period of time, used in capital budgeting to assess the profitability of investments.

Investment

The allocation of resources, such as capital or time, with the expectation of achieving a future return or profit.

Net Present Value

The variance in the present value of cash entering and leaving over a specified period.