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Explain the Basic Concept of Loan Loss Ratio Based Models

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Explain the basic concept of loan loss ratio based models.


Definitions:

Social Media

Digital platforms that enable users to create, share, or exchange information, ideas, and media in virtual communities.

Cyberloafing

Describes the act of using the internet for non-work-related activities during working hours, leading to productivity loss.

Communication Medium

The channel or method through which communication occurs between sender and receiver, such as email, phone, or face-to-face interactions.

Social Media

Digital platforms that facilitate the creation and sharing of information, ideas, and other forms of expression via virtual communities and networks.

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