The Key Factors Entering into the Credit Decision Include

question 12

Multiple Choice

The key factors entering into the credit decision include:

• A)borrower-specific factors that are idiosyncratic to the individual borrower
• B)market-specific factors that have an impact on all borrowers at the time of the credit decision
• C)global-economic factors that have an impact on all FIs at the time of credit decision
• D)borrower-specific factors that are idiosyncratic to the individual borrower and market-specific factors that have an impact on all borrowers at the time of the credit decision