The Major Reasons for the Shift in the Composition of Bank

question 75

Multiple Choice

The major reasons for the shift in the composition of bank lending commitments from the retail market to the commercial market are the:

• A)introduction of capital adequacy regulations in 1989
• B)number of non-bank depository institutions that gained banking licences in the early 1990s
• C)fact that commercial loans paid higher returns than housing loans
• D)None of the listed options are correct as the shift was from commercial loans to housing loans.

---

Definitions:

Correlations

Statistical measures that describe the extent to which two variables change together.

Self-Esteem

The subjective evaluation of one's own worth as a person, reflecting attitudes of approval or disapproval about oneself.

Body Weight

A measure of an individual's mass or heaviness, which is often used as an indicator of health.

Negative Correlation

A relationship between two variables in which one variable increases as the other decreases, and vice versa, indicating an inverse association.