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An increase in the amount of bank loans should shift the aggregate:
Wave Action
The physical movement of water in the form of waves, which can erode shorelines, shape coastal features, and influence marine ecosystems.
Microbial Degradation
The process by which microorganisms such as bacteria and fungi break down substances, often pollutants, reducing them to simpler, less harmful forms.
Oil Spills
The release of liquid petroleum hydrocarbon into the environment, particularly marine areas, causing pollution and harm to wildlife and ecosystems.
Groundwater's Temperature
The thermal condition of water stored underground in aquifers, which can vary depending on depth, geographical location, and season.
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