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The reason that a discount factor in Year 3 is less than a discount factor in Year 2 is that
Neuroticism
A personality trait characterized by anxiety, fear, moodiness, worry, envy, frustration, jealousy, and loneliness.
Self-Consciousness
The state of being overly aware of oneself, one's appearance, or one's actions, often leading to excessive evaluation or adjustment based on perceived observation.
Anxiety
A feeling of worry, nervousness, or unease, typically about an imminent event or something with an uncertain outcome.
MBTI
The Myers-Briggs Type Indicator, a personality test that categorizes individuals into 16 personality types based on their preferences in perceiving the world and making decisions.
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