Which of the following investment opportunities has the highest present value if the discount rate is 10%? 
Definitions:
Drawee
The party on whom a check, draft, or bill of exchange is drawn and who is ordered to pay the specified amount.
Promissory Note
A written, legally binding agreement in which one party promises to pay a defined sum of money to another party under specific conditions.
Article 3
Often refers to a section of a constitutive document of an organization, treaty, or a part of a legal code detailing specific provisions related to governance, legal processes, or rights.
Certificates of Deposit
Fixed-term financial instruments issued by banks that offer a fixed interest rate in exchange for keeping the deposit untouched for a predetermined period.
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