What Is the Name of the Procedure That Applies Statistically

question 8

Multiple Choice

What is the name of the procedure that applies statistically derived weights for key financial and credit characteristics to predict whether or not a credit applicant with specific scores for each characteristic will pay the requested credit in a timely fashion?

• A) aging of accounts receivable
• B) payment pattern monitoring
• C) credit scoring
• D) just-in-time system
• E) none of the above

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Definitions:

Supportive Communication

Communication that is empathetic, understanding, and encouraging, aimed at providing emotional support to others.

Defensiveness

A psychological reaction that occurs when an individual perceives a threat or criticism, often leading to protective behavior or communication.

Sender

The individual or entity that initiates a message or communication, intending to convey information to a receiver.

Receiver

The individual or entity that obtains or is intended to obtain the content of a message from a sender, completing the communication process.