Use the table for the question(s) below.
Consider the following investment alternatives: 
-Which alternative offers you the lowest effective rate of return?
Definitions:
Offline Brainstorming
A method of generating ideas by a group in a non-digital setting, typically through verbal or written communication.
Productivity
The efficiency at which individuals, companies, or economies produce goods or services, often measured as the amount of output per unit of input.
Sucker Effect
A phenomenon where individuals reduce their effort in group tasks to avoid feeling like they are being exploited or doing more work than others.
Free Riding
Free riding refers to the behavior of benefiting from the contributions of others in a group or community effort without contributing oneself.
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