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A common approach for resolving contradictory findings in research literature is to develop a theory for the source of different findings and
Inflation Rate
The escalation in overall prices for goods and services, leading to a drop in how much can be bought.
Annual
Relating to or denoting a period of one year.
Nominal Rate
The stated interest rate of a financial product, not adjusted for inflation, representing the face value of interest payments.
Real Rate
The interest rate adjusted for inflation, reflecting the true cost of borrowing or the true yield on an investment.
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