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Empirical results estimated from historical data indicate that betas are always close to zero.
Roth IRA
A retirement savings account that allows your money to grow tax-free, with qualified withdrawals in retirement being tax-free as well.
Deductible Contribution
An investment or payment that can be subtracted from one's gross income to reduce taxable income, often related to retirement accounts or charitable donations.
Tax-Advantaged Status
Financial accounts or investments that receive favorable tax treatment, such as deductions or tax-free growth.
401(k) Plan
A retirement savings plan sponsored by an employer, allowing employees to save and invest a portion of their paycheck before taxes are taken out.
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