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Possible variables explaining the risk premium include:
Teens
Individuals in the age range of 13 to 19, encompassing the period of adolescence when children develop into adults.
Young Adults
Young adults refer to individuals who are in their late teens to mid-twenties, a period marked by significant transitions in personal, professional, and educational life.
Beer
An alcoholic beverage produced by the fermentation of sugars derived primarily from malted barley, and often flavored with hops.
American Radio Stations
Broadcasting services in the United States that offer audio content to the public, ranging from music, news, sports, and talk shows, often regulated by the Federal Communications Commission (FCC).
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