If You Need Individual Coverage,a Good Way of Holding Down

question 17

Multiple Choice

If you need individual coverage,a good way of holding down your insurance costs would be to

• A)purchase only accident insurance.
• B)purchase accident insurance supplemented by policies for specific catastrophic diseases such as cancer.
• C)purchase a comprehensive health care policy.
• D)purchase major medical insurance with high deductibles.

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Definitions:

Negligence Per Se

A legal doctrine whereby an act is considered negligent because it violates a statute or regulation.

Heightened Duty

Refers to an increased level of obligation that a party must adhere to, often in fiduciary relationships or professions that demand a higher standard of care.

Standard Of Care

The level of carefulness and caution expected from someone who has a responsibility to act cautiously.

Negligence Case

A legal case involving a failure to behave with the level of care that someone of ordinary prudence would have exercised under the same circumstances, resulting in harm or damage.