Adverse Risk Selection Occurs When

question 51

Multiple Choice

Adverse risk selection occurs when

• A)those with higher then average risk enter the risk pool.
• B)insurance companies terminate insurance for individuals with higher than average risk.
• C)the size of the risk pool decreases.
• D)speculative risk increases.

Comprehend the lifecycle of variables based on their storage class, especially the behavior of local auto variables.

Recognize the concept and application of dynamic, static, compile-time, and run-time initialization.

Distinguish between local, global, static, register, and extern variables and their use-cases.

Understand the significance of the register storage area and its efficiency implications.

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Definitions:

Autonomous Morality

The stage of development where individuals follow internal moral principles, rather than obeying external rules and authority.

Heteronomous Morality

A stage in moral development where children base their moral judgments on the dictates of authority figures.

Moral Realism

is the philosophical viewpoint that moral truths exist independently of human knowledge or perception, and that these truths are objective.

Moral Development

The process through which individuals develop the ability to differentiate right from wrong and to adopt ethical behavior.